Cross & Company is pleased to have received an affirmative vote from the Mayor and Board of Commissioners on 20 September 2022 for the Annexation of the Simmers Property on Apples Church Road into the Town of Thurmont. This vote approved the Concept Plan for our new mixed-use intergenerational neighborhood of affordable entry level, work force and age 55+ housing.


We held four years of public discussions with the Thurmont Town Staff, the Planning Commission, and the Mayor and Board of Commissioners, including thirty-two meetings where our concept plans were reviewed and
The outcome is a new neighborhood planned for townhouses and condominium apartments connected by

tree lined streets with sidewalks, open green spaces, tot lots, and community gardens, all encircled by
a new public walking and biking path. 
The neighborhood will also include a new Assisted Living and Memory Care Facility and a Child Day Care Center. 


The plan for the 24.5-acre Simmers Parcel is in compliance with the Thurmont Master Plan (both 2009 and 2022). The density is below that asked for by the Town in the Master Plan, and there will be fewer dwelling units per acre than the existing age 55+ community next to the Simmers Parcel on Carroll Street. In fact, our approved density is lower than the other nine existing R-5 zoned communities in the Town of Thurmont.

We are pleased for the opportunity to bring to Thurmont

  • An affordable Assisted Living & Memory Care Facility
  • An affordable Child Day Care Center for up to 180 kids from all over the area 
  • Affordable starter and workforce multi-family housing, providing new homes for persons and families whose jobs as police, fire, EMS, nurses, teachers, and the like, give back to our society. 
  • Affordable Age 55+ ground floor apartments that are still part of a community with neighbors of all ages, providing a “downsizing” opportunity for active seniors.
  • Tree-lined streets with sidewalks, open spaces, exercise stations, tot lots, community gardens, a neighborhood cafe’ and some limited small businesses
  • A public walking and biking trail around the community

Frequently Asked Questions

What about traffic?

There is a negligible impact on traffic from the new neighborhood. The Traffic Impact Study (TIS) prepared for the Town states “the only intersection where the proposed uses increase the projected delay by more than a second is at the Apples Church / Carroll Street intersection and the projected delays at this intersection are still very good”. Please click the button below for more information on the traffic impact study.

What about schools?

Frederick County Public Schools (FCPS) states that current Thurmont school capacity ranges from between 61% and 82%. Our new neighborhood would add 58 new students, and FCPS states with the addition of these new students, all schools serving Thurmont are projected to stay within capacity for the next 10 years. Please click the button below for more information regarding school data.

What about density?

Currently, there are no townhouses or apartments for rent or sale in Thurmont. At 7.9 dwelling units per acre, the density of our new neighborhood is below that asked for by the Town in the 2022 and 2009 Master Plans (10 units per acre). There will be fewer dwelling units per acre than in the abutting community on Carroll Street at 10.2 acres. In fact, our approved density is lower than the other nine existing R-5 zoned communities in the Town of Thurmont. Please click the button below for more information regarding density.

What types of units would you have?

We propose a mixture of townhouses, townhouse style condominiums, 55+ independent living ground floor garden apartments, and multi-family apartments.

How many units are in the plan?

The concept plans approved by the Mayor and Board of Commissioners range from 172 units to 194 units. 

How did you get to this number?

The three concept plans come from four years of discussions with the Town, including 32 public meetings where our plans were reviewed and approved.

The multi-family building plans comply with the Town of Thurmont Zoning and Master Growth Plan from 2009 and 2022 – we are proposing to build the kind of homes that the Town’s public process approved for determining future growth. The plans were reviewed and enacted by the Planning Commission and the Mayor and Board of Commissioners over the past several years.

Construction of new neighborhoods of affordable and workforce housing today should go where adequate public facilities—schools, roads, sewer, and water – exist to support the new residents. The Simmers Property meets all four requirements and for this reason the Town has specified the property for multi-family buildings instead of Single Family Homes.

Please support new housing opportunities in Thurmont

Cross & Company is aware that some residents living next to the Simmers Property are circulating a Petition for Referendum to call back the Mayor & Board of Commissioners affirmative vote to annex the property and assign the long-planned R-5 zoning to the property. Have you signed this petition? Now that you know more about what we plan – affordable housing for entry level buyers and Age 55+ seniors seeking to downsize – do you have seconds thoughts about having signed the petition?

Please print out and complete the below form provided by the Town and return it to the Town Office today. 

Town Office Phone: (301) 271 – 7313     /    Address: 615 E Main St, Thurmont, MD, 21788

Cross & Company, LLC is a licensed real estate brokerage in the State of Maryland. We support the creation and provision of fair housing throughout the State, to all citizens, regardless or race, color, religion, sex, familial status, national origin, marital status, sexual orientation, gender identity, disability, or source of income.

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